203 S Garden Street

Lake City, MN
$ 399,000 Beds 4 Baths 2 Sq 2,032
Monthly Estimate* How much can I afford?

Historic charm meets modern comfort in this beautifully updated 1895 home! Thoughtfully renovated while preserving its original character, this move-in-ready gem features the rare conveniences of a spacious main floor bedroom, laundry as well as a 3/4 bath! The remodeled kitchen shines with newer appliances, soft-close cabinetry and hard surface countertops. Additional updates include new paint, remodeled/new bathrooms, flooring and windows plus a new furnace. You'll be sure to fully appreciate the 4 extra large bedrooms, too. The freshly painted exterior is an attractive feature and, outside, a spacious new patio creates the perfect spot for relaxing and entertaining. Best of all, you're just a short walk away from downtown Lake City...the marina and waterfront, restaurants, shops, parks and schools. Enjoy the biking, hiking, boating, fishing and sailing opportunities just minutes away. Updated, charming and perfectly located - this is the one you don't want to miss!

Single Family

  • Price
  • $ 399,000
  • City
  • Lake City
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • WABASHA
  • Half Bathrooms
  • 0
  • Area
  • Lake City
  • Lot Size
  • 0.16 Acres
  • Zip
  • 55041
  • Sqr Footage
  • 2,032
  • Year Built
  • 1895
  • Taxes
  • $ 3018
  • Style
  • Single Family
  • MLS#
  • 7111514
Listed By: Songbird Realty MN
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2032
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Asphalt
Appliances Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer
Garage Spaces 2
Year Built 1895
Electric 100 Amp Service
Levels Two
Property Subtype Single Family
Tax Year 2025
Accessibility None
County Wabasha
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Lake City
Other Structures Garage(s)
Full Baths 1
Directions Hwy. 61 into Lake City. Take a right on Hwy. 63/W. Lyon Ave. and a left on S. Garden St. The home is on the left.
City Lake City
High School District Lake City
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 3018
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
PostalCity Lake City

Interior Features

Basement Partial
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 2032
3/4 Baths 1
Laundry Features Main Level
Total Bedrooms 4
Total Baths 2
Bath Desc Main Floor 3/4 Bath,Upper Level Full Bath
Dining Room Description Informal Dining Room
Fuel Natural Gas
Garage Dimensions 22 x 24
Garage Square Feet 528

Exterior Features

Parking Features Detached Garage
Lot Features Corner Lot
Water Source City Water/Connected
Lot Size Area 0.16
Building Area Total 2492
Lot Dimensions 60 x 113
Waterfront Y/N No
Foundation Area 1112
Road Frontage Type City Street

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Faribault, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/17/2026 Listed $425,000
8/11/2026 4% - $409,900
9/24/2026 3% - $399,000

Property vs Zip Code Average in 55041

Price
AVG $450K
$400K
Taxes
AVG $3,965
$3,018
Year Built
AVG 1971
1895
Visits
AVG 45
29
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

203 S Garden Street Lake City, MN is a Single Family Home for sale at $399000 with 2032 sqft and a lot size of 0.16 Acres Acre(s). 203 S Garden Street Lake City has 4 bedrooms, 2 baths and was built in 1895. The property's zip code is 55041 which is in Lake City, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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